It’s that time of year again. The Affordable Care Act imposes an annual fee called the Comparative Effectiveness Research Fee (CERF) on insurers and plan sponsors of self-insured coverage to... Read More

The Internal Revenue Service (IRS) issued new guidelines for contributions and out-of-pocket expenses (OOPs) for health savings account (HSA) limits in 2017. Maximum OOPs for individual and family accounts tied to high-deductible plans... Read More

Health Reimbursement Arrangements (HRAs) The HRA was created by the IRS in 2002 to permit employers to provide pre-tax dollars to employees to pay for medical care and services. The... Read More